Proper adoption of new technologies and concepts can have a great impact on economics, social challenges and development of countries. IEO is an example of such concept which can change the game for SMEs in emerging markets. IEO means Initial Exchange

Heraclitus, a Greek philosopher who lived circa 535 to 475 BCE, is credited with the statement, “No man ever steps in the same river twice.” In other words, change is constant. It is a shrewd observation that perhaps has never

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